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Insurance options to supplement Medicare.

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  • Insurance options to supplement Medicare.

    I am currently at stage 4. Last spring I had the surgery to create an AV fistula for when I'll need dialysis. I will be turning 65 December 2. I am struggling to find some guidance for making health care insurance choices to go along with Medicare. I'm thinking that there might be specific things that I should consider that are specific to my medical needs. I have all the brochures for Advantage and Supplemental plans but don't know which way to go. Any insights?

  • #2
    I have no insights, as I am in the same boat. I am hoping someone will help us!

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    • #3
      What you will need is a "Type F" Medigap policy. It will probably cost you an extra $240/month, but it covers everything 100%.

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      • #4
        If you already on Medicare and have a retiree supplement plan that will not cover expenses get a medigap plan?

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        • #5
          I do have retiree health plan through PERA.  Carry Medicare/Kaiser SR. Advantage insurance
          ‹‹Stage 4 ckd. Will I need more insurance?
          Last edited by judydnvr; 10-31-2016, 03:26 PM.

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          • #6
            Originally posted by judydnvr View Post
            I do have retiree health plan through PERA.  Carry Medicare/Kaiser SR. Advantage insurance
            ‹‹Stage 4 ckd. Will I need more insurance?
            Hi judydnvr, thanks for reaching out & welcome to myDaVita! You may contact the DaVita Guest Services team directly to speak with an insurance specialist. They can be reached by calling 1-800-400-8331 or emailing guestservices@davita.com. Thank you!

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            • #7
              what if you have a regular insurance through employer and have medicare as a second insurance

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              • #8
                Originally posted by rkitty96 View Post
                what if you have a regular insurance through employer and have medicare as a second insurance
                Hi rkitty96 - you can contact the DaVita Guest Services team to speak with an insurance specialist to get this question answered. You may call them at 1-800-400-8331 or email them at guestservices@davita.com. Thank you, have a nice Thursday!

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                • #9
                  My daughter has moved back home to take care of me. She does everything for me except feed me and bathe me. I know there is a program out there where she could get paid for helping me. on medicare for insurance only.

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                  • #10
                    Only have Medicare. Only pays 80%. Dialysis bills piling up. No one has any answers that I ask. No Medigap in my area. On dialysis since 8/16.

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                    • #11
                      Talk to your kidney counselor

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                      • #12
                        55, on Medicare, on hd for the past 4 years, needs help with 20% of what Medicare doesn't pay, medical bills piling up, any help please?

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                        • #13
                          I am 42 and have been on dialysis for 3 years. I recently lost my secondary insurance and now because of my age I am not able to get a secondary insurance to help cover the 20% that Medicare don't cover. Do anyone have any suggestions or have been in this situation? Please help!

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                          • #14
                            I see questions but no answers! Where is every one thhatthat suppose to help?

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